Parkview Select Care

Parkview Select Care is a fully insured health plan product aligned around receiving excellent care provided by providers who are part of Parkview Physician’s Group (PPG) and our extended clinically integrated physician/specialist network; as well as hospital-based inpatient and outpatient care delivered at Parkview Health facilities across our region.

Parkview Select Care will be administered through a partnership with SIHO Insurance Services. The health plan will offer 12 different health plan designs, including both PPO and high-deductible health plan design options. A robust wellness program can be paired with each of the plans. By participating in Parkview Select Care network, patients are directed towards a reasonable cost of care, while maintaining the highest level of quality care.

Quality of care is achieved through coordination of care and information sharing to ensure patients receive care that is safe, timely, effective and efficient – meeting or exceeding national quality standards.
Patient experiences are led by physicians who work to restructure their practices to provide excellent care for every person, every day. Beyond the physician, patients in value-based payer plans have an entire care team helping them understand their health status, truly meeting patients where they are to create a personal health journey. Nurses, social workers, medication specialists, behavioral health specialists and other experts help patients get the resources they need to improve their health and well-being.
Value, in terms of reduced waste in healthcare, means eliminating medical expense waste. Examples include:
- Duplicated or unneeded testing
- Hospital readmissions
- Delayed decisions or actions due to lack of information
- Avoidable emergency department visits
- Avoidable inpatient hospital stays
Employee access to a comprehensive selection of providers to meet their needs.

What is Parkview Select Care?

Parkview Select Care is a fully insured health plan with a two-tier and three-tier plan offering.

Two-tier plan

These plans utilize Parkview’s high performing network of clinically integrated providers who are aligned to provide the best quality outcomes while managing the total cost of care. Any provider not listed as participating in the Two-Tier network would be considered out-of-network.

Three-tier plan

Within these plans, a member benefits most by using a top-tier provider/facility. These providers include all Parkview facilities and physicians, as well as a select group non-Parkview facilities and professionals who have additionally committed to improved cost. The second, in-network tier, includes all other providers who participate in the Signature Care network.

Out-of-Area Network Coverage: PHCS

What is a fully insured health plan?

It is a group health plan where the employer pays a monthly premium to the insurance carrier who then pays healthcare claims based on the plan design.

Does the employer pay the entire monthly premium?

The employer pays the entire monthly premium to the carrier. The employee portion is then deducted through payroll.

In which counties does a company need to be domiciled to access the Select Care product?

A company must be domiciled in Allen, DeKalb, Huntington, LaGrange, Noble, Wabash, or Whitley counties with no more than 20% of employees residing outside of the mentioned counties to have access to Parkview Select Care.

Will the monthly premium fluctuate?

Monthly premiums are based on enrollment and will be adjusted according to enrollment data. SIHO does not prorate monthly employee/member premiums. Premiums are based on membership as of the 15th of the month.

SIHO Insurance Services is the administrator of Parkview Select Care.

Who is responsible for paying deductible, copayments and coinsurance percentage?

This cost is covered by the employee and dependents based on the allowable amounts for claims. Once out of pocket has been met, the health plan pays at 100%.

Are there extra costs with fully insured?

No. Employers pay the monthly premium based on number of employees for health coverage. Ancillary benefits such as COBRA administration, voluntary dental and voluntary vision would be at an additional cost.

What information is helpful to brokers?

To sell Parkview Select Care, brokers will need to contact SIHO Insurance Services, the administrator of Parkview Select Care, and provide a copy of their license.

Once eligible, requests for quotes can be submitted to SIHO by providing employer information (name, address, county) effective date, complete census (EE, Spouse, Dependents, DOB, Zip Code), current plan design and rates, and desired plan options.

To register as a broker with SIHO or request a quote, contact 812-378-7071 or Sales.Quotes@SIHO.org.

Does Parkview Select Care include dental and vision benefits?

Our voluntary dental product uses Paramount (dba Health Resources, Inc. (HRI) and has four options; Paramount Plan, Preferred Plan, Standard Plan, and Value Plan. Voluntary vision through HRI has two plan offerings; 12/12 plan or 12/24 plan. You can access www.insuringsmiles.com/FindADentist for a list of in-network dental providers.

How can I find an in-network provider?

Find our current provider directory here.

See a list of Parkview providers by using the Find a Doctor tool, you can search by name or specialty.

Who do I contact with questions about member benefits and coverage?

Contact Member Services at 1-855-926-2551 or email member.services@siho.org.

View Select Care privacy practices.

SIHO Insurance Services is the administrator of Parkview Select Care.